IHG offers two famous credit cards. Both credit cards offer cardholders a scope of travel related advantages and prizes. In any case, how could we analyze while picking the right credit card for us? Here is a definite correlation of these two cards.

OVERVIEW of IHG Premier Credit Card

The IHG Premier credit card is the superior credit card result of IHG. Cardholders partake in an abundance of hotel honors, including free hotel stay remunerates every year, automatic IHG Platinum enrollment, and yearly hotel points rewards. The card likewise offers extra advantages like travel protection, eating and shopping discounts, and IHG Premier credit cards a yearly expense.

PROS & CONS of IHG Premier Credit Card

Pros

l The free hotel stay remunerates once a year are a particular benefit of the IHG Premier credit card and can bring about extra reserve funds for the cardholder.

l IHG Premier credit cards procure more focuses in the wake of expenditure and proposition extra hotel rewards focuses consistently. This permits cardholders to collect focuses all the more rapidly and procure free stays or different prizes.

l Holders of IHG Premier credit cards naturally get IHG Platinum enrollment and appreciate more participation honors, for example, updated room types, complimentary wireless internet and need registration.

Cons

l The IHG Premier credit card carries a certain annual fee each year, which can be a disadvantage for some consumers, especially for those who don't travel or stay at IHG hotels frequently.

l As the IHG Premier credit Card is a high-end card product, applicants need to have a good credit history and credit score to be approved.

OVERVIEW of Traveler Credit Card

Traveler Credit Card is an entry-level credit card presented by IHG. Cardholders appreciate essential advantages, for example, rewards focuses, eating and shopping limits. The card has no yearly charge and is reasonable for the individuals who need to get IHG credit card benefits however don't have any desire to pay a high yearly expense.

Perks of Traveler Credit Card

l Foreign transaction fees are not included

l Annual fee is not included

PROS & CONS of IHG Traveler Credit Card

Pros

l It has no annual fee, which is a distinct advantage for consumers who want to enjoy its benefits but don't want to pay extra fees.

l Although the points rewards of it are relatively small, they can still provide certain points returns for cardholders.

Cons

l Compared to the Premier card, the Traveler card offers fewer benefits in terms of travel benefits. Cardholders are not entitled to free hotel stay rewards and do not automatically receive the privilege of Platinum membership.

l Traveler credit card holders need to accumulate points to upgrade the member level to enjoy higher member privileges.

Annual Fee Comparison

The former has a relatively high annual fee, but it also offers more perks and rewards.

The latter has a low annual fee and is suitable for travelers who want to enjoy the benefits of the IHG brand.

Travel Benefits Comparison

1. Hotel Stay Prize: Premier credit card gives free inn stay reward one time each year, while another credit card doesn't give this advantage.

2. Rewards Points: Premier credit cards procure more points in the wake of expenditure and deal extra hotel rewards points consistently. Traveler credit card compensates less points.

3. Enrollment: Premier credit card holders naturally get IHG Platinum membership and appreciate more enrollment honors. The traveler credit card holder doesn't naturally get the enrollment, and necessities to update the membership level by amassing points.

Hotel Benefits Comparison

The former card holders are entitled to one complimentary night per year at selected IHG hotels, whether luxury resorts or business hotels. In addition, cardholders can enjoy higher level membership benefits such as room upgrades and late check-out.

The latter card does not provide a free stay benefit, but cardholders can still enjoy discounts when booking IHG hotels by accumulating points.

Travel Insurance and Protection Comparison

The former card offers more comprehensive travel insurance and protection, including lost luggage insurance, emergency medical insurance and rental car insurance. This provides cardholders with more security and safety.

The latter card has relatively little travel insurance and protection, but still covers some basic insurance items.

Choose the Right Credit Card for You

1. Travel recurrence and inclinations: In the event that you make a trip oftentimes and really like to remain at IHG hotels, the Premier credit card might be a superior decision as it offers more travel advantages and rewards focuses.

2. Yearly expense moderateness: Premier credit card charges yearly expense, while Traveler credit card doesn't. To pay high yearly charges yet need to appreciate credit card benefits, the Traveler credit card might be better for you.

3. Membership level prerequisites: If you need to rapidly acquire IHG enrollment to appreciate enrollment honors, Premier credit card will naturally give platinum membership, while Traveler credit card should overhaul through points.

FAQs

Q: I travel a lot and want more travel benefits and rewards points. Which credit card is right for me?

A: If you travel a lot and like to stay at IHG hotels, the IHG Premier credit card may be better for you. It offers more travel perks, such as free hotel stays once a year and richer rewards points.

Q: I don't travel much, but I still want to enjoy the benefits of an IHG credit card. Which credit card should I choose?

A: If you don't travel or stay at IHG hotels frequently and don't want to pay an additional annual fee, an IHG Traveler credit card may be better for you. Although it has relatively few benefits, you can still earn certain points rewards and other basic benefits.

Q: I want to get IHG membership quickly to enjoy membership privileges, which credit card is best for me?

A: If you want to get an IHG membership quickly to enjoy membership privileges, the IHG Premier credit card is a better option. The cardholder will automatically obtain the IHG Platinum membership and enjoy more membership privileges, while the Traveler credit card needs to upgrade the membership level by accumulating points.