United℠ Explorer Card
4.5
SIGN UP BONUS
50,000
CHASE ULTIMATE REWARDS POINTS
SIGN UP BONUS
50,000
CHASE ULTIMATE REWARDS POINTS
ANNUAL FEE
$95
REWARDS RATE
1x - 2x
POINTS
APR
21.99% - 28.99% (Variable)
RECOMMENDED CREDIT SCORE
670-850
GOOD, EXCELLENTWhy We Like It
United’s mid-tier card offers some nice perks you don’t always get with comparable cards, like two lounge passes annually, along with a free year before the annual fee kicks in. If you’re an occasional flyer not ready to commit to a bigger annual fee, this card is a good middle ground.
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