United Gateway℠ Card
4
SIGN UP BONUS
20,000
CHASE ULTIMATE REWARDS POINTS
SIGN UP BONUS
20,000
CHASE ULTIMATE REWARDS POINTS
ANNUAL FEE
$0
REWARDS RATE
1x - 2x
POINTS
APR
21.99% - 28.99% (Variable)
RECOMMENDED CREDIT SCORE
670-850
GOOD, EXCELLENTWhy We Like It
United’s only no-annual-fee card is a good fit for infrequent United flyers who want to earn decent miles on travel and gas purchases. You won’t get many of the perks that come with other United cards, such as free checked bags, but this is a good entry-level option if you’re just starting to explore travel cards.