Anyone looking to make a large purchase will appreciate the Wells Fargo Reflect Card’s intro 0% APR promotion, which lasts for 21 months and applies to both new purchases and qualifying balance transfers. After the intro 0% APR offer concludes, a 18.24%, 24.74%, 29.99% variable APR will apply based on creditworthiness. It also includes perks like cellphone protection, roadside dispatch assistance and admittance into My Wells Fargo Deals to activate cash rewards deals with select retailers and restaurants.